Or better yet, maybe I won't be turned down from a job because of a bad credit score. FedLoan Servicing (yes, I'm naming names - SAS has been a much more responsible steward of my debt) cannot seem to process my paperwork even when I send it certified mail. They're threatening to throw the two loans that they acquired AFTER I obtained my deferment (and ten months after I received my last financial aid check, so they're selling debt again - did these guys learn nothing from the whole Credit Default Swap/AIG meltdown?) into collections. Seriously: if you have it on record that my existing five loans are in deferment due to disability, why are you sending me late payment notice on two more loans that I won't be able to pay due to that same disability? And no matter how many customer reps I talk to who assure me that the loans are now all bundled and deferred together, I'm still getting threatening letters every week. As I snarled at the last bloodhound they sent after me: "No, I'm not satisfied with the quality of your customer service, and once I find a bank that will buy loans already in deferment, I am pulling ALL of my loans out of your bank as fast as I can."
At least I won't be harboring secret dreams of a Weimar Republic-style case of hyperinflation that would allow me to pay off my loans for the equivalent price of a loaf of bread. (Yeah, I feel guilty about that one. But I have a LOT of debt and for some reason, teaching isn't a recession-proof job.) Who knows how the evil credit score people are going to value it in, but I can't tell you how relieved I am to know that, one day, even though the breakdown in my mid-twenties derailed my life plans entirely, my student loans will one day disappear. Sure, I'll be forty-eight, but isn't fifty the new thirty or something?
This entry was originally posted at http://moragmacpherson.dreamwidth.org/69